A New Jersey law which was effective from Jan 1 aims to crack down on identity theft by allowing state residents to freeze access to personal credit reports. Under the law, which was introduced by Sen. Shirley K. Turner (D), the residents can control access to their personal credit reports directly. Consumers who wish to freeze access to their reports are required to inform the credit reporting agencies by overnight or certified mail since the letter includes their Social Security number.
January 9, 2006
Credit reports - protection from theft
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