January 5, 2006
Fortune favors the vigilant - check your credit report regularly

Inaccuracies in one’s credit report could portray a poor impression of your credit history and may lead to denial of credit or even employment. The inaccuracies cost thousands of dollars in a year. The errors in credit accounts are not restricted to typographical errors but covered other aspects as personal information and closed accounts still listed as open. Federal laws are rendered ineffective due to lack of awareness and initiative on the part of the individuals to verify their credit reports.