January 5, 2006
How do you like your credit report? Frozen or thawed??

A new law enables the residents of New Jersey to install a security freeze to block access of people to the information on their credit reports. This will enable the citizens to protect their personal financial information from identity theft. With this law, even social security number of the person is not sufficient to obtain access to the credit report. There is an elaborate procedure to freeze and ‘thaw’ the credit report.